Multifamily Homes: Let Someone Else Pay Your Mortgage
Most home owners dream of the day 15- or 30-years down the line when they will be living mortgage free. But why wait that long? What if you could live essentially mortgage-free from day one, while building equity and saving money? Purchasing a multifamily home and living in one unit while...
Can you negotiate closing costs?
Many home buyers and sellers assume that closing costs are a set part of your total home purchase or sale price, and don’t give these fees (which can sometimes be thousands of dollars) much of a second thought. Whether you are looking to buy or sell a home, you want to make sure that you...
Mortgage Loans for All Income Levels!
If you dream of home ownership but don’t think that you make a high enough salary or bring in enough yearly income to qualify for a mortgage, read ahead! Home ownership may be closer than you think, regardless of your income.
Buying with 20% down payment?
The National Association...
All about the “closing” – what should you expect at your closing?
Once you’ve gotten through arguably the hardest parts of the home buying process (finding a home, getting pre and final mortgage approval from a lender, negotiating the sale of the home including final price and any conditions associated with your purchase) you are finally...
Top 3 Tax Tips and Tricks for First Time Home Buyers in 2016 or 2017
Owning your own home comes with many advantages, including tax advantages! Home ownership generally brings with it multiple ways to lower your tax bill via deductions home owners are able to take which renters are not eligible for.
If you were a first time homebuyer in 2016 and...
All About Buying a Short Sale Property
Whether you are a first-time homebuyer or a seasoned real estate professional looking to add to your portfolio, buying short-sale homes can be a lucrative way to move into home ownership. Short sales, often also known as “distress sales”can be a way to build instant...
Under Water on Your Loan? How HARP May Be Able to Help You!
The housing market is red hot again in many areas of the county but there are still millions of homeowners who are underwater or just treading water on their mortgage, meaning that they either currently owe more on their mortgage that what the home is worth or they are close to a break-even...
Buying a Home With No Credit
Are you a first time homebuyer with NO credit history? If you’ve strived to live debt-free until now, you may be faced with an unintended consequence of having taken out no loans – you don’t have any established credit history. Your credit score and credit history...